Travel Medical Insurance for Guest Entertainers | MHG Insurance

Medical coverage that meets cruise line requirements

Guest entertainers working on cruise ships are typically required to carry Travel Medical insurance that meets cruise line contract requirements. The world’s leading cruise lines and entertainment agencies have been referring their guest entertainers to MHG Insurance for Travel Medical coverage for years, with thousands of performers insured across cruise contracts worldwide.

Travel Medical insurance for cruise ship contracts

Flexible options for short-term and annual coverage.

Travel Medical insurance for cruise ship guest entertainers provides coverage for accidents and illnesses while traveling outside your home country, including time onboard and ashore. Coverage includes emergency medical care, hospitalization, medical evacuation, and repatriation.

Most standard Travel Medical insurance plans exclude work-related injuries and incidents occurring while working at sea. Through MHG’s program arrangements with the insurer, coverage has been extended to include guest entertainers under cruise ship contracts. These plans are used by dancers, singers, musicians, port lecturers, comedians, and other guest entertainers on cruise ship contracts.

Travel Medical insurance for cruise ship contracts

Insurance options for cruise ship guest entertainers

From one-time engagements to multiple cruise ship contracts each year, find Travel Medical coverage that aligns with your travel and work schedule.

Single Trip Travel Medical coverage

Single Trip Travel Medical coverage

For guest entertainers working one or a few cruise ship contracts per year.

Short-term Travel Medical insurance for accidents and illnesses during cruise contracts or international travel outside your home country.

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Annual Multi-Trip Travel Medical coverage

Annual Multi-Trip Travel Medical coverage

For entertainers working multiple cruise ship contracts throughout the year.

Annual Travel Medical insurance with multiple-trip flexibility for frequent cruise ship performers.

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Frequently Asked Questions

Learn more about Travel Medical insurance requirements, coverage, and claims for cruise ship guest entertainers.

Do cruise lines require Travel Medical insurance for guest entertainers?

Most cruise lines require at least $1,000,000 in Travel Medical insurance, including emergency medical evacuation and repatriation. Requirements vary by cruise line and should be confirmed in your contract. We can review your contract with you if needed.

Does this coverage include performance-related injuries onboard?

Unlike many standard Travel Medical insurance plans, these plans can include work-related injuries that occur during performances onboard. Certain high-risk acts may be excluded from the plan. If you’re unsure whether your act would be covered, speak with one of our Insurance Specialists.

What happens if I have to file a medical claim?

If you see the ship’s doctor or visit a doctor or urgent care while ashore, you pay the provider and then submit a claim with your receipts and medical records for reimbursement. Direct billing may be available in some cases.

Does this cover travel before or after a contract?

Yes. Coverage applies as long as travel occurs outside your home country and the trip duration selected includes those dates.

Can I also purchase Third-Party Liability coverage?

Third-Party Liability coverage is not available to individuals at this time.